Social Security Planning
A secure, comfortable retirement is every worker’s dream. And now because we’re living longer, healthier lives, we can expect to spend more time in retirement than our parents and grandparents did.
Over 65 Health Insurance
Prior to retirement, you’re likely covered by your employer’s health insurance plan. However, what do you do for health insurance after retirement? Many people postpone retirement until age 65 merely because they need to wait to retire until they qualify for the government’s healthcare program,Medicare. You’re eligible for Medicare if you or your spouse worked for at least ten years in Medicare-covered employment, and you’re age 65 or older and a citizen or permanent resident of the United States. If you’re not yet age 65, you may qualify for coverage if you have a disability.
Final Expense Planning
Preparing for a funeral can be an exhausting event but making sure you have the financial resource to cover the cost of a burial and funeral are extremely important for personal estate planning. Whether you’ve been to a funeral before or you’ve experienced the loss of a loved one, it is important to know that final expense insurance can be depended on to provide a financial safety net to cover these costs. Final expense insurance is a superior product for seniors that removes the financial obligations of your family to celebrate your life with friends and family when a person dies.